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Buying your first home in Parrish

Newer communities carry CDD fees of up to $5,400 a year, and prices sit right around the county's $400,000 down payment cap.

See your real monthly cost in Parrish

What changes the math in Parrish

Each fact links to the sources we checked it against.

  1. CDD assessments

    $1,483 to $5,351

    Yearly per home on the tax bill: Harrison Ranch $1,483 to $2,959, Trevesta $2,071 to $2,665, Parrish Lakes $1,885 to $5,351, set by lot size. Homestead doesn't reduce them; the builder's contract must disclose them.

    As of FY2025-26Harrison Ranch CDD ↗Trevesta CDD ↗Parrish Lakes CDD ↗Fla. Stat. 190.048 ↗Checked Oct 15, 2026

  2. Recent median sale

    $406,900

    Parrish addresses, 964 recorded sales, all home types: houses $425,000, townhomes $250,000. The Census puts the typical owner's home value in the Parrish area at $455,300 (2020-24). Manatee's records don't mark non-market sales, so sales under $50,000 are left out.

    As of Apr-Sep 2026Manatee County parcel records ↗Census Reporter ↗Checked Oct 18, 2026

  3. Down payment help

    Homes up to $400,000

    Parrish is unincorporated, so the county's loan applies, but only to homes priced $400,000 or less. Manatee County's SHIP loan is 0% interest and forgiven after 20 years, through a county-certified lender.

    Limits effective May 2026Manatee County SHIP guidelines ↗Manatee County price limit ↗Checked Oct 15, 2026

  4. Property tax rate

    13.81 mills

    Unincorporated Manatee plus the North River Fire District. On a $400,000 home with homestead, about $5,000 a year.

    As of 2025 tax yearManatee Property Appraiser ↗Fla. Dept. of Revenue ↗Homestead amount (Fla. DOR) ↗Checked Oct 15, 2026

  5. Title insurance

    Seller usually pays

    In Manatee County the seller customarily pays for the owner's title policy and usually picks the title company. It's custom, not law: Florida gives you the right to choose your own title agent, and who pays can be negotiated.

    Local customFla. Dept. of Financial Services ↗Barnes Walker ↗Checked Oct 15, 2026

Down payment help

5 open programs for Parrish

Checked against official sources this month. Income and price limits apply, and most can’t all be combined.

  • Manatee County HFA Home Ownership ProgramUp to $15,000, plus a yearly tax credit
  • Florida Hometown Heroes5% of your loan, $10,000 to $35,000
  • FL AssistUp to $10,000
  • FL HLP second mortgage$12,500
  • HFA Preferred PLUS3%, 4% or 5% of your loan
See who qualifies and how to apply

Found a home? Check the address itself

Flood zone, evacuation level and the exact tax bill change street by street. These official Manatee County tools give the answer for one address.

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